Reel Fun ChartersĀ 

4.8/5Ā (197 reviews)
Ā 
State licensed
Ā 3603 Thomas Dr, Panama City Beach, FL 32408, United States–

Reel Fun ChartersĀ 

Ā 
State licensed
4.8/5Ā (197 reviews)
map-thumbnail
3603 Thomas Dr
Panama City Beach, FL, United States
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If you’re looking to enrich your vacation, join Reel Fun Charters for a trip around the waters of Panama City Beach! Captain Terry McGowen has over 2 decades of experience, and he knows waters all the way from Louisiana to the Bahamas. He’ll make sure that your trip is as productive as possible.

Explore these productive waters on board a 26ft Pathfinder center console boat. It is equipped with a 300HP Yamaha engine, and it can develop some serious speed. The boat can comfortably accommodate up to 4 people, so bring a few friends and have a fishing adventure!

Capt. Terry will provide you with quality fishing equipment, fine tackle, and reels. He will also bring lures and live bait, and will take care of the fishing license. He supports catch and release, but if you’d like, you can take your catch home for a meal or to fill the freezer. If fishing on the fly is your thing, Capt. Terry has the gear on the boat.

You will target different fisheries depending on what’s the most productive spot at the moment, staying inshore, or treading further off the coast, to reefs and wrecks. You can try jigging, or fly fishing, using light tackle. Captain Terry is experienced and knows what works best. You’ll target Red Snapper, Kingfish, Spanish Mackerel, Tarpon, Mahi Mahi, Redfish, and Amberjack.

Feel free to bring your kids along on an amazing journey they’ll always remember! Put on sunblock, shades, and a cap. Bring snacks and drinks, and come along for a fun day out!

Join Reel Fun Charters and explore the fish-rich waters off the coast of Florida for an unforgettable day on the water!

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Rating

4.8
197 reviews
5
181
4
10
3
2
2
2
1
2
4.9
Boat & equipment
4.8
Captain & crew
4.8
Fishing Experience

Anglers' gallery (157)

We had the best day!!
We had the best day!!
We had the best day!!
We had the best day!!
We had the best day!!
We had the best day!!
+151

What anglers say

96%
Great experience
95%
Family friendly
99%
Friendly captain
99%
Good boat
96%
Recommended
89%
Caught fish

All reviews (197)

Filter
ShowingĀ 1 – 5Ā ofĀ 197Ā %p% reviews
Frank McKay
Frank McKay
5.0
Verified
Great Knowledge = Great Fun!
Half Day Trip (AM) on August 5, 2025 • 1 adult • 2 children
Despite a delayed start because of the weather, we had a great outing with Reel Fun Charters. Our captain was patient, knew where to find fish, and taught us about fish behavior. All this led to a successful outing. Even though we couldn't get in the open ocean (weather), we caught enough fish in the bay for two dinners for our family. The Reel Fun Charters team recommended a local restaurant to prepare our catch - "hook and cook" style - which was entirely delicious. Thanks, Captain Jon and Captain Terry, for sharing your knowledge and expertise!
Reported catch:
Redfish
Speckled Trout
0
Krit Engemann
Krit Engemann
5.0
Verified
Great fishing excursion!! šŸŽ£
2 Hour Kids Trip on August 6, 2025 • 3 adults • 1 child
This was the best thing we booked while staying in FL… and we did it all (too much)!! It felt more personal and gratifying than some of the other things we did. We booked this for our 9-year-old son who loves to fish, but even our 14 year-old-daughter (enough said) said she enjoyed Jon’s company and conversation! The boat was great and accommodated us perfectly! Jon was very knowledgeable on all the honey holes and made sure my 9-year-old caught some good ones! Terry and Jon are good people, thanks for the trip!
Review media 0
Reported catch:
Redfish
0
Subhash Nakkella
Subhash Nakkella
5.0
Verified
Amazing Fishing trip !
2 Hour Kids Trip on April 3, 2025 • 2 adults
We had an absolutely fantastic time fishing with Captain Jon McGowen! From the start, he was incredibly friendly, knowledgeable, and approachable, making us feel right at home on the water. My 11-year-old was thrilled to fish in PCB. Unfortunately, We picked a very windy day. Thanks to ā€œReel Funā€ for making it an smooth experience. Not only did Jon teach us about the bay and take us to some great fishing spots, but he also shared his deep knowledge of the area in a fun and engaging way. We even had an unexpected encounter with a playful dolphin, who decided to claim some of our catches—leaving behind Spanish mackerel heads as ā€˜trophies’… what a story to tell! Thankfully, Jon skillfully navigated us away, ensuring we still had a great haul. Overall, it was an amazing adventure filled with excitement, learning, and lots of great catches. Looking forward to fish more with Reel Fun.
Review media 0
Review media 1
Reported catch:
Spanish Mackerel
1
Heidi Gregory
Heidi Gregory
5.0
Verified
We had the best day!!
2 Hour Kids Trip on September 16, 2025 • 3 adults • 1 child
John was so helpful and so much fun! He went to great lengths to make sure that we all had a memorable day. We caught a huge variety of fish and he knew a ton about each one. Our 8 year old chatted his ear off the entire time and he couldn’t have been more patient and kind. 5 stars. Would highly recommend Reel Fun Fishing Charters!!! Years and years of experience.
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0
Ruth Hatfield
Ruth Hatfield
5.0
Verified
Bucket List item checked!
2 Hour Kids Trip on August 27, 2025 • 2 adults • 2 children
What a wonderful experience we had! Captain Terry and Hunter were fantastic! My boys had a great time and they were so stoked to check this off their bucket lists. Makes for a great homeschool excursion too!
Review media 0
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Review media 1
Reported catch:
Spanish Mackerel
0

Trip availability and prices

Trip Date:
Days:
Group Size:
Select date to see availability
January 2026
SuMoTuWeThFrSa
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Number of days
1
Group Size
2 adults • 0 children
Change
Almost there...
2 Hour Kids Trip
FREE Cancellation 3 days notice
2 Hour Trip, starts at 11:00 AM
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US $400Ā 
Entire boat:Ā up to 4 people
Half Day Trip (AM)
FREE Cancellation 3 days notice
4 Hour Trip, starts at 6:30 AM
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US $700Ā 
Entire boat:Ā up to 4 people
Shark fishing
FREE Cancellation 3 days notice
4 Hour Trip, starts at 7:00 AM
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US $700Ā 
Entire boat:Ā up to 4 people
5 Hour Trip – Offshore (AM)
FREE Cancellation 3 days notice
5 Hour Trip, starts at 6:30 AM
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US $850Ā 
Entire boat:Ā up to 4 people
Red snapper trip
FREE Cancellation 3 days notice
5 Hour Trip, starts at 6:00 AM
Seasonal trip Jun 16 - Jul 31
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US $950Ā 
Entire boat:Ā up to 4 people
3/4 Day Trip
FREE Cancellation 3 days notice
6 Hour Trip, starts at 6:30 AM
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US $1,000Ā 
Entire boat:Ā up to 4 people
Full Day Trip
FREE Cancellation 3 days notice
8 Hour Trip, starts at 6:30 AM
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US $1,200Ā 
Entire boat:Ā up to 4 people
There are 5 people looking at this charter.

Rating

4.8
197 reviews
5
181
4
10
3
2
2
2
1
2
4.9
Boat & equipment
4.8
Captain & crew
4.8
Fishing Experience

Anglers' gallery (157)

We had the best day!!
We had the best day!!
We had the best day!!
We had the best day!!
We had the best day!!
We had the best day!!
+151

What anglers say

96%
Great experience
95%
Family friendly
99%
Friendly captain
99%
Good boat
96%
Recommended
89%
Caught fish

All reviews (197)

Filter
ShowingĀ 1 – 5Ā ofĀ 197Ā %p% reviews
Frank McKay
Frank McKay
5.0
Verified
Great Knowledge = Great Fun!
Half Day Trip (AM) on August 5, 2025 • 1 adult • 2 children
Despite a delayed start because of the weather, we had a great outing with Reel Fun Charters. Our captain was patient, knew where to find fish, and taught us about fish behavior. All this led to a successful outing. Even though we couldn't get in the open ocean (weather), we caught enough fish in the bay for two dinners for our family. The Reel Fun Charters team recommended a local restaurant to prepare our catch - "hook and cook" style - which was entirely delicious. Thanks, Captain Jon and Captain Terry, for sharing your knowledge and expertise!
Reported catch:
Redfish
Speckled Trout
0
Krit Engemann
Krit Engemann
5.0
Verified
Great fishing excursion!! šŸŽ£
2 Hour Kids Trip on August 6, 2025 • 3 adults • 1 child
This was the best thing we booked while staying in FL… and we did it all (too much)!! It felt more personal and gratifying than some of the other things we did. We booked this for our 9-year-old son who loves to fish, but even our 14 year-old-daughter (enough said) said she enjoyed Jon’s company and conversation! The boat was great and accommodated us perfectly! Jon was very knowledgeable on all the honey holes and made sure my 9-year-old caught some good ones! Terry and Jon are good people, thanks for the trip!
Review media 0
Reported catch:
Redfish
0
Subhash Nakkella
Subhash Nakkella
5.0
Verified
Amazing Fishing trip !
2 Hour Kids Trip on April 3, 2025 • 2 adults
We had an absolutely fantastic time fishing with Captain Jon McGowen! From the start, he was incredibly friendly, knowledgeable, and approachable, making us feel right at home on the water. My 11-year-old was thrilled to fish in PCB. Unfortunately, We picked a very windy day. Thanks to ā€œReel Funā€ for making it an smooth experience. Not only did Jon teach us about the bay and take us to some great fishing spots, but he also shared his deep knowledge of the area in a fun and engaging way. We even had an unexpected encounter with a playful dolphin, who decided to claim some of our catches—leaving behind Spanish mackerel heads as ā€˜trophies’… what a story to tell! Thankfully, Jon skillfully navigated us away, ensuring we still had a great haul. Overall, it was an amazing adventure filled with excitement, learning, and lots of great catches. Looking forward to fish more with Reel Fun.
Review media 0
Review media 1
Reported catch:
Spanish Mackerel
1
Heidi Gregory
Heidi Gregory
5.0
Verified
We had the best day!!
2 Hour Kids Trip on September 16, 2025 • 3 adults • 1 child
John was so helpful and so much fun! He went to great lengths to make sure that we all had a memorable day. We caught a huge variety of fish and he knew a ton about each one. Our 8 year old chatted his ear off the entire time and he couldn’t have been more patient and kind. 5 stars. Would highly recommend Reel Fun Fishing Charters!!! Years and years of experience.
Review media 0
Review media 1
Review media 2
Review media 2
Review media 3
Review media 3
Review media 3
0
Ruth Hatfield
Ruth Hatfield
5.0
Verified
Bucket List item checked!
2 Hour Kids Trip on August 27, 2025 • 2 adults • 2 children
What a wonderful experience we had! Captain Terry and Hunter were fantastic! My boys had a great time and they were so stoked to check this off their bucket lists. Makes for a great homeschool excursion too!
Review media 0
Review media 0
Review media 0
Review media 1
Reported catch:
Spanish Mackerel
0

FAQs about Reel Fun Charters

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The fish you can target

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What is the boat like?

Boat Image
Boat category
Center console boats
Capacity
4 persons
Boat length
26 ft
Year built
2014
Boat manufacturer
Pathfinder
Boat type
Center console

Engine model
Yamaha
Powered by
1 x 300HP
Max cruising speed
35 knots
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